EMBRACING LIFE TO ITS FULLEST - LEGACY RESERVE

Patrons of Legacy Reserve at Fritz Farm can hardly wait to move into their new homes this month. Some of them signed up over a year ago.  “I chose Legacy Reserve as my future home for many reasons,” said Don Bayer, a retired Chicago Public Schools principal. “I was fascinated by the fact that it is going to have a heated saltwater swimming pool. I love to swim.”   “We decided we wanted to live here the rest of our lives,” said Loretta Jones, another resident looking forward to moving in. “So we are downsizing and we’re ready to go.”

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LIVING FRUGALLY

Many people in the United States with significant savings fear going broke in retirement, according to a recent survey. However, there are ways to live frugally to try to prevent that from happening.

1. Analyze your living situation. According to research, the cost of a home and home-related expenses accounts for nearly 43 percent of spending for people who are 65 to 74 years of age. ....

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TECHNOLOGY PRIMER FOR GRANDPARENTS

No one needs to be told the younger generations are attached to their technology. It used to just be computers, but now it’s smart phones. These days, if you want to stay in contact with your grandchildren – and sometimes even your children – you’d be wise to learn a few basic methods of keeping in touch in the digital age. A study released in 2012 by Microsoft and AARP called “Connecting Generations” found teens and their parents and grandparents are communicating more because of social media and other online tools.

….FULL ARTICLE

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needs? Will you have your own room and bathroom? How accessible is the home? If adaptations are required, what is the estimated cost and who would pay?


Other Options. Before making a decision, explore alternatives: home healthcare and support services such as meals on wheels; live-in help; home renovations; and moving to a seniors’ apartment complex or assisted living facility.


The Decision. If you accept the offer, consider having a six-month trial period, with the understanding that you will pursue other options if you, your child or other household members feel it’s not working out.


Keep in mind that such a plan involves numerous changes that affect daily living. Everyone will require time to adjust, but challenges can usually be overcome if everyone is committed to making the arrangement work.

When seniors live alone, other people may have concerns about their physical or emotional welfare. Particularly if the senior has health problems or don’t live close by, a son or daughter may invite him or her to move in.


If you receive such an offer, ask yourself the following questions and take time to honestly and thoroughly answer each one before making a decision.


Interpersonal Issues. What kind of relationship do you have with your child? How well do they get along with others in their household? How well do you? If you need help, are you comfortable with the idea of role reversal?


Your Needs and Expectations. Would the move uproot you from important relationships and community connections? If you have a pet, can it be accommodated? If your child has pets, are you comfortable around them? If you have a chronic illness, how are your needs likely to change?


Your Family’s Needs and Expectations. Would you be expected to contribute to the household in practical ways, such as cooking meals or providing child care? Would your child or other household members be willing and able to provide the help you need?

SHOULD YOU MOVE IN WITH YOUR CHILD?

Lifestyle Issues. Do you and your child have similar lifestyles and values? Are differences likely to be a source of tension? How might your needs and preferences affect household members’ routines and responsibilities? Are they prepared to make adjustments?


Available Supports. Would you be within walking distance of a grocery store, pharmacy or bank? What about proximity to a place of worship? Would you be close to public transit routes? Would friends and former neighbors be able to visit? Consider the distance they would have to travel and their transportation options. If you have to move, how easily could you link with needed medical supports, such as a new family doctor? What community services are available to assist in meeting your needs, now or in the future?


Finances. How much would you be expected to contribute toward household expenses? Do you have savings or insurance that would cover the cost of needed medical equipment or healthcare services? If not, who would pay for them?


Home Setup. Is there sufficient space in the home to meet everyone’s privacy

LISA M. PETSCHE

Lisa M. Petsche is a social worker and a freelance writer specializing in boomer and senior health matters. She has personal and professional experience with eldercare.

more articles by lisa m. petsche