ADVICE FOR YOUR BUCKET LIST

Do you know what a bucket list is? Most people think it is a list of things you want to do before you die. A typical guess is people want to visit a particular place before dying. Based on an unscientific poll about bucket lists, that is not a bad guess. Travel appears to be a frequent bucket list ambition.  Anne is an American who is proud her ancestors lived for centuries on the group of small islands in the English Channel between the southern coast of England and mainland Europe.

REDUCE STRESS, INCREASE ENJOYMENT FOR A HAPPY 2018

Family caregivers provide practical assistance and enhance the quality of life for frail seniors who might otherwise require placement in a long-term-care facility. Typically, caregivers are spouses or adult children, many of whom are seniors themselves. Their role involves physical, psychological, emotional and financial demands. It can be a heavy load.  If you are a caregiver, consider the following strategies for not only surviving but thriving in the year ahead.

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DISCOVER A LOVE OF LIFELONG LEARNING

Curiosity, exploring interests and engagement are a few crucial ingredients to healthy and happy longevity. Enrolling in a class just for the love of learning is a great way to do this. The Osher Lifelong Learning Institute (OLLI) at the University of Kentucky offers educational and enrichment courses, forums, shared interest groups, trips and more for adults age 50 years and older. Membership for the full year is $25; summer programs are at a prorated fee.

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violence, child custody issues and other civil matters. They do not handle criminal law issues.


Kentucky SHIP partners with the Department of Public Health Kentucky Prescription Assistance Program to help qualified persons find cut-rate prescription drug programs offered by drug manufacturers and other discount programs.


Legal Aid of the Bluegrass is located at 300 East Main Street in Lexington. Call (859) 233-4556 or visit its Web site at www.lablaw.org


SHIP has programs nationwide, including programs in every county in Kentucky. The SHIP Kentucky statewide hotline is (877) 293-7447 (option No. 2).

Mary Lou Campbell believes every senior in Kentucky needs to know about the Senior Health Insurance Assistance Program (SHIP) services available through the office of Legal Aid of the Bluegrass.


“I want people to know there is help,” said Campbell, who works in the Lexington office of Legal Aid of the Bluegrass. “It is frustrating to see people paying for things that we can do for free.”


Campbell said SHIP provides information, counseling and enrollment assistance at no cost to seniors and disabled individuals, their families and caregivers. The services are provided by a staff of well-trained local counselors who help people determine their eligibility for financial help. If the person is eligible, SHIP staff will help him or her file the necessary claim forms.


SHIP does not sell health insurance products. It is funded from federal taxpayer money under the Older Americans Act. Its goal is to educate seniors about health insurance coverage, benefits and consumer rights. The hope is that such information will protect consumers against fraud and empower them to make informed health insurance choices.


 “Our intake counselors have a wealth of knowledge on these benefits,” said Angela S. Zeek, public benefits and ombudsman unit manager in the Lexington office. The intake counselor asks new callers a few

PROGRAM OFFERS SENIORS HEALTH INSURANCE ASSISTANCE

questions before transferring the call to the benefit counselor, who will then be in an excellent position to help the caller. In the Lexington area, you can call 1-866-516-3051 to speak to an intake counselor.


“We collect certain information so that we can better assist them,” Zeek said. “It is not just Medicare we are focusing on. We focus on all the benefits: Medicaid, Social Security, veterans’ benefits and a whole host of other programs.”


SHIP counselors can help clients determine their eligibility for the Supplemental Nutritional Assistance Program (SNAP), commonly referred to as the food stamp program. They can help with troubleshooting. They can help low-income persons determine eligibility for financial help with dental care, hearing aids or eyeglasses.


Legal Aid of the Bluegrass also employs attorneys who will help low-income people with all kinds of civil legal matters, including drawing up a will or a power of attorney or with appeals concerning various issues with Social Security or Medicare. The attorneys may also help with predator lending issues, eviction, landlord-tenant issues or harassment by creditors, as well as divorce, domestic

MARTHA EVANS SPARKS

Martha Evans Sparks is a Staff Writer for Living Well 60+ Magazine

more articles by martha evans sparks