12 WAYS TO HELP AN ALZHEIMERS CAREGIVER

One in 10 Americans over age 65 years and almost half of those over age 85 years have Alzheimer’s disease or a related type of dementia.  Alzheimer’s disease (AD), the most common form of dementia, involves a gradual breakdown of nerve cells in the brain. Affected persons lose the ability to interpret information and send messages to their bodies to behave in certain ways. Over time they experience mental, emotional, behavioral and physical changes, necessitating increasing amounts of….

PROBATE BASICS

Probate is the legal process of transferring ownership of property from the decedent to his or her heirs either by accepting the validity of their last will and testament or by following the Kentucky laws of intestacy.  For a will to be valid, it must be “self-proven” or proven as valid in court by at least one of the witnesses.  A valid will can also be holographic: written entirely in the handwriting of the decedent, signed, and dated.

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CONTAINER GARDENING

Gardens are great, but they require a lot of time, labor and money. They also require land space and good soil. Container gardening skirts all these obstacles, offering reduced time, effort and costs, and can be enjoyed in an apartment or other home lacking a yard. Vegetables and herbs can be grown in containers on a balcony, patio or walkway.

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explain how the plans work and how the networks work. ” He told us that they teach clients how the prescription coverage compares the different coverage and price changes. He says their job is to “Help the person get the best product for the money they are spending”.


When we asked what makes his company stand out and why people should choose them over shopping on their own, he said, “we take the time to provide you with the one-on-one attention that only comes from years of advanced training, experience, and know-how.” Their job truly seems to be to make this process as easy for us as possible. They have testimony after testimony of clients who rave about the help they received.


One of their recent clients named Sue said about Pete, “With honesty, you were a tremendous help with making a decision on selecting my secondary insurance to Medicare. With our future plans we had to look at many things differently from the usual routine.”


Another client said, “I understand the basics of Medicare and the diverse types of coverage but found the number of individual plans a little overwhelming. Pete explained all the differences in a very clear and concise manner and I feel confident that I made the right choice for my needs now. I know I can always call Pete later if I need to make any changes.”


What they started seven years ago has turned into a powerful solution for families and individuals at this crazy time of the year.  October-15th- to Dec 7th is the annual enrollment time for Medicare changes and then individual plans begin on Nov 1st to December 7th. Kentucky Health Solutions will work ahead to get you ready and make this as stress free as possible for you. We are proud to spot this local company for our readers.


Contact Kentucky Health Solutions

Now is the time to compare your current plan. Representing multiple insurance companies, we can help you find the right Medicare Health plan.

It is that most wonderful time of the year—no, we are not talking about Christmas. It’s Medicare’s Annual Enrollment Season. Yes, it’s the time of the year when we stress and spend hours on the phone or online shopping for health coverage. The pain of having to shop health coverage, spend hours on the phone or online with one company vs another for our health insurance can be a daunting task. It does not matter if you are on Medicare or looking for your personal insurance, this can be one of the most dreaded times of the year.


As of August 2017, the KY Cabinet for Health and Family Services estimated that 1,402,980 of us in Kentucky who are on Medicare alone need to check their plans and any changes that will take place next year. If this is you then you are not alone in the stress of looking for a new coverage. Because of this we are pleased to spot light a local company here in Lexington who is ready to step in and help calm the storm for people in the ever-changing seas of our health care market.


Kentucky Health Solutions is a local independent agency that steps in to tackle this burden head on. Pete Alberti, the owner of Kentucky Health Solutions established this independent agency with the purpose of working for the client’s behalf and not the insurance provider. They will shop for you, make the phone calls, do the research, and compare every insurance company available to you. The best part is there is no

LOCAL SPOTLIGHT - KENTUCKY HEALTH SOLUTIONS

charge to you. Yes, it’s free to you! They want to help you find the best plans for your needs and budget.


We asked Pete, "how are you able to do this?" He told us: “We do receive a payment, but this comes from the insurance company not the individual we are working for. ” This helps him and his team to be all about the client and their needs as he shops for them. “We offer a comprehensive portfolio of health and life insurance products from the most respected insurance carriers in the industry for Medicare and Individual Plans, even small groups.” They work with over 20 different Medicare and Health Care companies, such as, Anthem, Humana, United Healthcare, Cigna, Mutual of Omaha and many others. They also work with the Kentucky Market Place, and some of the faith based plans like Medi-Share. They also take time to help small business owners, who have less than 100 employees, to find coverage with small group plans.


“We provide our clients with the most up-to- date information so they can make a well-informed decision on their insurance needs,” Pete said. “We research the companies and the types of plans they are going to offer each year. Then we