WHEN YOUR LOVED ONE IS ABUSED IN A NURSING HOME: A PERSONAL STORY

My sister opened the door of our mother’s nursing home room one afternoon just in time to see the nursing assistant hit her. It was a real haymaker that snapped Mother’s head back.

“Why did you hit my mother?” my sister asked.

“I asked her to sit up and she didn’t,” the young woman replied. Our mother was....

….FULL ARTICLE

MARRIED COUPLE MEDICAID ASSET PRESERVATION USING RESOURCE ASSESSMENTS

Medicaid Resource Assessment are an important tool to understand and utilize when one spouse is in need of long term care. A portion of the Medicaid rules is designed to protect the community spouse (spouse at home) from impoverishment and unnecessary dissipation of family assets. Only the institutionalized spouse (spouse in a facility) is required to have assets of $2,000 or less and a pre-paid funeral.

….FULL ARTICLE

CAREGIVER SUPPORT GROUPS: IS THERE ONE THAT’S RIGHT FOR YOU?

If you’re a caregiver, you may have already read articles about the importance of preventing burnout. Usually these articles include a suggestion to join a support group. Perhaps you’re reluctant to do so because you wonder what caregiver groups are all about and whether joining one would really help you.  The overall goal of caregiver support groups is to enhance participants’ coping skills through mutual support and information sharing. Objectives may include:.....

….FULL ARTICLE

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seniors feel lost and depressed after they quit their jobs, so a part-time job would ensure you remain busy.


Living frugally is a lifestyle that covers the basics in the least expensive way possible. You don’t have to give up everything and live like a hermit. Having a thrifty yet fabulous life in retirement is possible with a little discipline and attention to detail.


SOURCES & RESOURCES:

•  Free From Broke (www.freefrombroke.com)

•  Frugal Retirement Living (www.frugal-retirement-living.com)

•  The Street (www.thestreet.com )

•  USA Today (www.usatoday.com)

Many people in the United States with significant savings fear going broke in retirement, according to a recent survey. However, there are ways to live frugally to try to prevent that from happening.


1. Analyze your living situation. According to research, the cost of a home and home-related expenses accounts for nearly 43 percent of spending for people who are 65 to 74 years of age. So, to save money, it may be worth downsizing to a smaller home, which also gives you a chance to earn money by selling items you no longer need.


2. Plan ahead if you are thinking of shifting to another home or a different part of the country. Ensure the area has the amenities you’re looking for, such as medical facilities, places of worship, colleges and universities. Make sure you’re going to be comfortable there.


3. Check out senior discounts, deals and offers from hotels, restaurants, drugstores, etc. Some tickets to museums and live performances come with discounts for seniors, so make use of them. In Florida, people who are 60 and older can audit any college course anywhere in the state at no cost, but they don’t get any college credit.


4. Cut the fat from your food budget. It’s cheaper to make more meals at home after retirement. If you choose to dine out, find places

LIVING FRUGALLY

that offer less expensive meals and again, take advantage of senior discount offers.


5. Be a savvy grocery shopper. Keep a lookout for good deals wherever you shop, including dollar stores, wholesale clubs and farmers markets. Look for coupons in the newspaper and stores and check out online discounts and coupons as well. If you plan your meals for the week and make a shopping list, you’ll make fewer trips to the grocery store and waste less food.


6. Evaluate your bills and costs. If you’re not using most of your cable channels, consider scaling back to a more affordable package. Couples with two cars may be able to get by with one to cut maintenance and gas costs. Retirement is a good time to consider going in for more compact and fuel-efficient vehicles.


7. Take charge of your medical costs. Always ask your doctor what different diagnostic tests will cost.


8. Look for other sources of income. You can even consider part-time work. Many

HARLEENA SINGH

Harleena Singh is a professional freelance writer and blogger who has a keen interest in health and wellness. She can be approached through her blog (www.aha-now.com) and Web site, www.harleenasingh.com. Connect with her on Twitter, Facebook and Google+.

more articles by harleena singh