HOBBIES ARE GOOD FOR YOUR HEALTH

Do you have a hobby? Hobbies can give meaning and purpose to your life in retirement. As Robert Putnam points out in his book, Bowling Alone, it’s easy to discount the importance of hobbies and social engagements. Putnam details the widespread decline in civic engagement, from PTA memberships to neighborhood potlucks and bowling leagues. Over a couple of generations, Americans have misplaced the concept of free time.

SPECIAL PLANS FOR YOUR SPECIAL PEOPLE

Lily is a beautiful, active and full of personality toddler who happens to have Down syndrome. Lily’s parents and I have been friends for years and I have the continuing pleasure of watching Lily and her siblings grow up. While Lily is becoming a physical therapy rock star and hitting all her milestones in a timely fashion, her parents have started planning for the future.

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WHY WE ENJOY OUR HOBBIES

The Merriam-Webster dictionary defines a hobby as “a pursuit outside one’s regular occupation, engaged in especially for relaxation.” Hobbies include anything from playing a musical instrument to gardening, bird watching or sewing. A hobby is a way of focusing on something you enjoy just for the sake of that enjoyment. It may also be a way to clear your mental palette. You could be stressed out by a situation at work or the challenges of raising children and need an escape.

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POA and a living will into an advanced health care directive.


A Durable POA safeguards against any problems that may arise after a POA is in place. Basically, it helps keep a POA valid in the event something drastically changes. A durable POA can be general, special, health care, etc. and has a durability provision to keep the current POA of any type in effect. The durable POA is a good provision to help in the event a person’s mental decline is too extreme for drawing up another POA to accommodate new circumstances.


A POA is an important legal document that helps you and others handle all matters in unfortunate situations. An unexpected accident or car crash could leave you incapacitated indefinitely, but a POA would help ensure you get the care you need and your life and/or business affairs carry on seamlessly. Of course, it’s important to trust the person(s) you name as your agent. After choosing the POA that works best for you, review it every two years. Ideally, it should be rewritten every five years as laws and life circumstances can change.

DO YOU NEED A POWER OF ATTORNEY?

someone else to handle certain matters during their absence. This POA also works well for those who are physically or mentally incapable of managing their affairs. A general POA is often included in an estate plan to make sure someone can handle financial matters.


A Special POA is more specific in stipulating which powers an agent may exercise. These apply when someone cannot handle certain affairs due to other commitments or health reasons. Examples of some specific powers that can be granted in a special POA include selling personal and real property; managing real estate; collecting debts; and handling business transactions. The agent may be authorized to sell items and collect and deposit the money into the person’s bank account, but they cannot access the account to make withdrawals, transfers or payments.


A Health Care POA gives the agent authority to make medical decisions on another’s behalf if they are unconscious, mentally incompetent, etc. This is not the same as a living will, although many states allow a Do Not Resuscitate (DNR) to be included in this type of POA. Some states allow combining parts of a health care

A power of attorney (POA) is a document that allows one person to manage affairs on behalf of another individual. POAs appoint an attorney-in-fact – the person who will be making decisions on behalf of the other. Different types of POAs afford different levels of control.


There are many situations that may make having a POA practical. An elderly person, especially one with dementia, would certainly benefit from having a POA. Other people who should consider getting a POA include someone who is single, lives alone and has no close family if he or she is scheduled for a major surgery; anyone diagnosed with a serious medical condition; and anyone with real assets, such as real estate, who is leaving the country.


POAs are living documents that should be regularly updated as life events change. There are many types of POAs.


A general POA gives broad powers to a person or organization, listed as the agent or attorney-in-fact, to act on another’s behalf. This can be for an individual, children, a business or organization. The agent can be an individual, organization or institute. These broad powers can include handling finances and business transactions, such as paying bills; buying life insurance; settling claims; operating business interests; making gifts; and employing professional help. A general POA is good for the average healthy person or someone who may leave the country and needs

ANGELA S. HOOVER

Angela S. Hoover is a Staff Writer for Living Well 60+ Magazine

more articles by Angela S. Hoover