WHEN YOUR LOVED ONE IS ABUSED IN A NURSING HOME: A PERSONAL STORY

My sister opened the door of our mother’s nursing home room one afternoon just in time to see the nursing assistant hit her. It was a real haymaker that snapped Mother’s head back.

“Why did you hit my mother?” my sister asked.

“I asked her to sit up and she didn’t,” the young woman replied. Our mother was....

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MARRIED COUPLE MEDICAID ASSET PRESERVATION USING RESOURCE ASSESSMENTS

Medicaid Resource Assessment are an important tool to understand and utilize when one spouse is in need of long term care. A portion of the Medicaid rules is designed to protect the community spouse (spouse at home) from impoverishment and unnecessary dissipation of family assets. Only the institutionalized spouse (spouse in a facility) is required to have assets of $2,000 or less and a pre-paid funeral.

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CAREGIVER SUPPORT GROUPS: IS THERE ONE THAT’S RIGHT FOR YOU?

If you’re a caregiver, you may have already read articles about the importance of preventing burnout. Usually these articles include a suggestion to join a support group. Perhaps you’re reluctant to do so because you wonder what caregiver groups are all about and whether joining one would really help you.  The overall goal of caregiver support groups is to enhance participants’ coping skills through mutual support and information sharing. Objectives may include:.....

….FULL ARTICLE

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headstone and dirty the interior of the casket. Average cost of a vault is $1,300. The average cost for a hearse or funeral coach and any other cars is $300.


There are ways to cut funeral and burial costs:


According to the National Funeral Directors and numerous other sources, the average cost of a traditional burial is presently $7,000 to $10,000.


Traditional funeral services typically include embalming and dressing the body, renting the funeral home, holding a viewing, transporting the body via a hearse to the funeral site and purchasing the casket, a cemetery plot or crypt and a headstone or tombstone. Direct burials involve a simple burial container, no viewing or visitation and no embalming, but a memorial service can still be held graveside.


Funeral homes charge basic service fees. These include consultations, preparation and filing of permits, coordinating arrangements and third-party overhead costs. Fees vary among funeral service providers but average to $2,000, according to the National Funeral Directors Association.


Body delivery costs $125 to $500, depending on the distance it must travel to the funeral home. Funeral homes charge a daily fee, ranging from $35 to $100, for storing a body, even if it is embalmed.


Embalming came into popular- ity during the Civil War when bodies needed to be transported long distances. Embalming is not legally

BURIAL COSTS COVER A WIDE SPECTRUM

required and many environmentally conscious individuals are opting against it. Costs range from $225 to $1,200, according to the National Care Planning Council. Average cost to prepare the body for viewing and visitation is $200. The viewing can cost anywhere from $150 to $1,200. Funeral ceremony staff coordinate and supervise the funeral arrangements and assist with the ceremony for $500 to $800.


Casket options range from cardboard ($50) to metal and fine wood. Funeral industry studies have found the average person buys one of the first three models shown, and their choice is generally mid range. Pine caskets are less expensive, but funeral homes rarely display them. The average cost of a casket is about $2,200.


Many cemeteries require caskets to be placed inside an outer container called a grave liner or burial vault. These rectangular boxes are made of concrete, metal or composite plastic. They are made to last forever and will preserve the cemetery’s lawn and grounds. A casket buried without a vault or liner will eventually deteriorate and collapse, resulting in uneven ground. This can tilt a

ANGELA S. HOOVER

Angela S. Hoover is a Staff Writer for Living Well 60+ Magazine

more articles by Angela S. Hoover